Showing posts with label Life. Show all posts
Showing posts with label Life. Show all posts

December 12, 2012

What's in my kitchen that feeds a family of six for $450 per month?

In a post I wrote one year ago,I mentioned how we don't spend as much as the average family the size of ours does on food each month.

Last year that amount was $400.
I will be honest and say that due to inflation and with our youngest now eating solids-and drinking Almond milk frequently,our food budget has increased slightly.
I still get away with less than $450 easily though.

Let's start with the types of things I buy and the different foods/dishes I prepare with them.
*Keep in mind that we are vegetarians,so some of these may seem unfamiliar or need modifications*


The staple items I buy are:


Potatoes-both white and sweet.
Whole wheat pasta
Brown rice
Whole oats
Dried beans
Organic Tofu
Almond milk-both vanilla and plain
Non-hydrogenated butter
Frozen Vegetables-broccoli,carrots,peas,spinach,brussel sprouts-corn in moderation
Canned foods-mushrooms,olives
Fresh fruits-oranges,bananas,apples-occasionally pears or in-season fruits
Whole grain/whole wheat breads-loaves,hamburger buns-occasional hotdog buns
Fresh vegetables-green/yellow/red/orange peppers,onions,cucumber,carrots,spinach,romaine lettuce,celery-others when in-season (asparagus for example) and others only when on sale or as needed (tomato,avocado,broccoli,squash)
Occasionally crackers for the kiddos (even though they are pretty much void of nutrients....)
Popcorn-learning to opt for organic.
Some cold cereals-cheerios,shredded wheat,raisin bran.
Taco stuff-tortilla shells,hard shell tacos
Peanut butter

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Now,we do eat some dairy still-but as I will talk about later,dairy products can not only be not-so-great for you,but they also can make the cash register go "cha-ching!"

Eggs
Yogurt
Cheese
Occasionally we also buy coffee creamer as my hubby dearly loves his cup-o-joe.
Rare ice cream-mostly around birthdays.

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I also go to each of our local health food stores every few months-this is the part where you may feel a bit lost,so I'll try to explain as best I can!

Dehydrated soy protein-this comes in many 'flavors' and naturally 'dyed' colors/textures.
Canned veggie 'meats'-these are various things-some are patties,hotdogs,'scallops' and the like.
'Chicken' and 'beef' seasoning
Bulk flour (whole wheat and whole wheat pastry)
Organic Corn meal
Raw Cane Sugar (although I do still use regular white sugar in a pinch!)
Vegan shortening



What do I fix?




Breakfasts are normally:
A fresh fruit
Either toast,cereal,oatmeal
Sometimes yogurt or an egg.





Lunches are:
The kids like 'basic' lunches-
PB&J,pasta,tacos,grilled cheese,homemade pizza or even 'breakfast' foods from the above list.
Hubby likes baked potatoes,rice+tofu,pasta,tacos
I happen to love sweet potatoes.





Suppers/meals I fix and we use the leftovers for the next day (or two,or three!)

I like to make chili-I use dried beans,my own canned tomatoes,dehydrated soy protein (looks like beef!).
I make my own loaves of bread (I have a favorite recipe and make a braided bread loaf)
I sometimes make 'oat burgers' from whole oats,onions and seasonings-then bake in 'patties'.
I make my own 'chicken' noodle-using dehydrated soy protein,'chicken' seasoning,carrots,celery,onions and noodles.
I make a huge pot of potato soup-potatoes,onions,carrots,celery...then just add a few seasonings.
I make my own pancakes/waffles.
I make my own 'vegan' cookies-you can't even tell there's no eggs!
I make fresh banana bread frequently with 'too-far-gone' banana's
I will use dehydrated soy protein with tomato paste/seasonings to make homemade sloppy joes.
I make my own cornbread








For the most part,I try to make things when they are 'in-season'...like strawberry shortcake in July,blueberry cobbler in August,raspberry crunch in September,apple pies in October-but I also make sure to purchase extra fresh fruits during those times to freeze for later use!
We eat a lot of zucchini and summer squash in the summer!





I can my own spaghetti sauce,applesauce,pickles,jams,tomatoes and green beans-this comes in handy since I don't have to BUY these things!




making applesauce!

I make nearly everything from scratch.
I buy in bulk.
I stock up when it's on sale.
I keep it fairly basic.




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I will admit that there are months where I sit back and say "How did we spend almost $200 more on groceries this month?!?"
Then I remember-
The package of cookies,the extra yogurt,the juices,the potato chips we inhaled,the canned soup instead of making my own,the ice cream treats or a 'convenience' meal.


These things add up.

And it's OK to have convenience meals sometimes or the occasional ice cream.
But not only are these processed foods not so good for us,they are also LESS FILLING,DON'T STRETCH OUT and COST MORE PER OUNCE.

A 10 OZ bag of potato chips not on sale is an average of $3.89...a 10lb bag of potatoes? $3.99
A 36 count package of cookies is an average of $3.99...I make a full batch of 48 for less than that.

making cookies!

It really comes down to asking yourself while shopping "Do we really need this,or is it just for convenience?"

I accredit most of my budgeting success on cooking from scratch,being vegetarians and learning as I go.
Meal planning helps for some families.
I have heard there can be success in joining a co-op.
There are benefits to farmers markets or sharing fresh produce with neighbors-they grow cucumbers,you grow tomatoes and share.

I'm learning as I go here....and like I said,there have been hiccups in my budgeting!

So,those are some of my tricks and what works for me.....let me know if you have any questions!

Happy grocery budgeting!


March 08, 2012

What's in my closet?

Welcome to our Family Closet


Off to the left are my things hanging and the dresser underneath
is the two little boys pajamas,socks and summer clothes.
You can also see my laundry area through the doorway.

The wall on straight ahead: on the left is my 7 yr olds clothes,
his shirts are hanging along with some nice pants and hoodies.
Underneath in the dresser are his and Jeremiahs pjs,socks,undies
and of course summer clothes!
Also,hubby's jeans,work uniforms and nice shirts are hanging
in the middle,and under his clothes are the three little boys
hanging shirts and hoodies.their pants are folded above their shirts.

There is an additional hanging bar above the two tall dressers,
it's not being used for much currently.
The two dressers are mine and hubby's 'other' clothes and misc.
On the far right is the 'misc' and coat hanging area.I store the
extra coats and jackets there and on the shelf above I have
extra diaper bags and totes with winter wear (gloves/hats etc).

Another view
We used the Rubbermaid closet kits...but I recommend buying the
parts you actually need in separate pieces...we ended up with a
lot of stuff we can't use in this area or don't need.

And my laundry area!
I have a different washer now than in this picture...
I love having lots of baskets!
I keep extra hangers in the bar next to the cabinets and I have
a useful folding table!






Thanks for stopping by!

December 15, 2011

Kids cost too much....?

Yep,that's what they say:
Kids cost so much money-$226,920 per child through age 18 to be exact OR $12,606 per year....or so they say (they being the CDC and not including college funds IF you choose to cover those as well).

I find it hard to believe.....but then I don't live like a lot of Americans!
We would like to have more children and if we believed that children were so 'expensive' that wouldn't be an option for us.
I feel it's sad that the 'burden' of an expensive lifestyle is placed on having children!
People choose to live outside their means....and then blame having children.

Well,if it really takes $226,920 to just raise a child,I guess hubby and I are in over our heads considering we have 4 children living in our home right now!

Here you see how much more we would spend for each child based on 'their' numbers:
Caleb (7) $138,673
Jeremiah (3) $189,100
Payton (2) $201,696
Jacobi (0) $226,920

The 'total' to raise our 4 boys until 'adults' would be : $756,389!!!

I just can't see the reliability in these numbers-and here is how we will avoid them!




The biggest expense is housing-they say 31 % of what the claimed yearly cost is of raising a child.
Our mortgage won't be much more for a seven bedroom home than it would be for most of the 3 bedroom houses we've looked at.
Plus,we view  buying a home as an investment-as long as we're going to own it!
We also plan to pay it off as soon as we can without cramping our lifestyle too strictly.

We don't generally pay for cable TV-we use Netflix and it's only $7.99 to stream their entire instant play catalog!







I shop at second-hand stores/thrift shops and my boys pass down clothes to one another until the article of clothing is beyond repair...And no,my boys don't look homely!
I do buy some special or unique items new like matching Christmas outfits-but even those I buy when they are having a 40% sale.







We don't eat out very often-although we have gone through streaks where we thought we had eaten out more than we should have.








I shop ahead-if it's on sale I stock up.
If we don't need it and especially if it's not on sale,I don't buy it.
I buy in bulk whatever I can if it's non-perishable or if we go through it quickly.
I bake most of my own cookies/dinner rolls and pizza.
I cook up my own meals rather than serve 'convienience' foods like microwave dinners and pre-made dishes.
I also do some canning and freezing with seasonal fruits and vegetables.
Our groceries are about $400 per month and we have plenty to eat!
Most families the size of ours average $800 per month!! OUCH!








We switched to cloth diapers-a HUGE money saver in our home and a long lasting one! Every baby we have can reuse the same adorable diapers until they are worn out!







I breastfeed our babies,so not only does it save from needing to purchase formula,our boys get a great immunity boost as well,hopefully preventing them from illness!







I buy a lot of generic things as long as the quality is still good-why pay more if you can get it for less?!







I also am the 'barber' in our house! I cut all the boys' hair and also hubbys-and while I'm no professional,I get better everytime!






We have also chosen to teach our children responsibility by giving them the option of working to buy some of the things they desire,rather than becoming a 'bank' for them to turn to.
No high priced iPods,video games or personal TVs and cell phones!
You want it,you earn the money and you buy it!
They will appreciate it SO much more using their own money!

All in all,we have made choices about how we spend our money-not all of them good,and we're still learning.
But living frugally never hurt anyone and it will also teach our children how to do the same!
I'd love to hear any tips,resources and stories you might have!!